The home warranty market in Nebraska has been thriving in recent years, with many large-scale home warranty providers expanding in the state. Nebraska companies are known for their excellent customer support and quick service turnaround times. Currently, there are multiple options for home warranty Nebraska to choose from. In this article, we will discuss the home warranty companies in Nebraska, including:
- Do You Need A Home Warranty in Nebraska
- Costs of Home Warranty Nebraska
- Regulations of Home Warranty in Nebraska
- Best Home Warranty Companies in Nebraska
- Less Opted Options for Home Warranty in Nebraska
Do You Need A Home Warranty in Nebraska
Currently, over 68 percent of the residents of Nebraska have home warranty policies. The main reason for home warranty Nebraska policies being opted by homeowners is the sheer cost of repairs and replacements to home systems and appliances. Additionally, many people retiring in Nebraska opt for home warranty companies in Nebraska to get timely repairs done from the best contractors.
Costs of Home Warranty Nebraska
Best home warranty companies in Nebraska offer multiple packages based on the varying demands and needs of the customers. The home warranty prices may range from 49 USD to over 2400 USD based on the coverage, plan selected, terms and deductibles. As such, annual home warranty costs can rise to 600 USD for an average household. These costs are lower than in states like Kansas and South Dakota.
Regulations of Home Warranty in Nebraska
Currently, there are no state-specific regulations in Nebraska on the actions of home warranty companies.
Best Home Warranty Companies in Nebraska
Residents of Nebraska may select Choice Home Warranty that offers the most comprehensive coverage with minimal exclusions. Additionally, the home warranty plans offered by Choice Home Warranty have great payout limits and are affordable for most average homeowners. Currently, their basic plan covers 115 major home appliances and systems. Similarly, you can add optional items through the addons package as well. For homeowners who require complete coverage, Choice Home Warranty offers a Total plan covering almost all systems and appliances of an average household.
Similarly, all your appliances are covered by Choice Home Warranty irrespective of their age, make, or model. The limits are as high as 1500 USD. However, Choice covers only 15 home appliances and systems with its basic package, which is a significant drawback compared to most other home warranty companies in Nebraska.
Another option for Nebraska residents is American Home Shield. This home warranty provides covers 21 systems and appliances. Additionally, they can offer up to 3000 USD per claim, making them the market leader in payout limits. There are only a very few exclusions from their packages. However, the plans of American Home Shield are the most expensive ones as well.
Finally, homeowners in Nebraska can opt for the services of Select Home Warranty as well. This company offers a decent 2000 USD payout per claim along with low premiums averaging 325 USD per year. For most people, it is a great budget option compared to American Home Shield or Choice Warranty. However, claim submission is very slow, taking up to 3 days. Also, the contractors’ network is restricted, resulting in limited services available in many areas.
Less Opted Options for Home Warranty in Nebraska
Many other companies offer home warranty services in Nebraska as well. You may opt for the services of Liberty Home Guard that charges a 75 USD service call fee. This home warranty provider has the latest technology equipment and online portal compared to most other home warranty providers in the market. Additionally, they have a large network of 10,000 certified contractors throughout the country. Each contractor is selected only after rigorous testing to ensure that the homeowner receives high-quality services. Although the prices are optimal, the excessive service fee can be a financial burden for many homeowners. Select this home warranty if its coverage meets your requirement. The customer service is great, and the prices are fair. However, issues must be reported within one day of noticing for a successful claim. This term has caused many customers before.
Similarly, Service Plus has great coverage for home systems and appliances. However, nothing is covered related to your roof. This lack of roof coverage is a serious drawback compared to the other home warranty provided in the industry. Most home warranty providers cover roof issues for free with their packages. The homeowner can choose the technicians. However, this company has the lowest BBB score of any other home warranty company in Nebraska. Similarly, they offer restricted payouts of 500 USD only.
Conclusion
The best option for home warranty services in Nebraska is to opt for one of the larger home warranty vendors. These firms offer the best coverage, payout limits, and add-ons at the most competitive prices. Let us know about your experience in the comments section.
