Home warranty Categories and Coverage

Home Appliances and Plumbing System

Before selecting a home warranty, most homeowners prefer considering the merits and the offerings to save money in the long term. One such consideration is whether the warranty covers the plumbing system of the home. Similarly, if a plumbing warranty is available, the question stands whether such warranty covers all parts of the plumbing system or leaves out a few components.

In most modern plumbing systems, there are two important parts. First, there is a water supply line. Secondly, it includes a drain-waste-ventilation line. The former brings clean water to your home and is connected both to the hot water lines and cold lines. In many cases, copper pipes are used for this purpose. The system prevents pressure buildup inside the house, keeping your house safe.

On the other hand, the drain-waste-ventilation line sends the waste from your home to the main sewerage line. As such, this line is usually larger than your water supply line and requires PVC-durable plastic material for durability and longevity.

Most homeowners have insurance covers that do not secure your plumbing system. However, with a  proper home warranty, it is possible to correct most issues of your plumbing systems, including the leakages and ruptures in the pipelines. Similarly, you can get old faucets and faulty switches replaced as well. The most important factor is the cost saved. If you change each of these components yourself, it will cost you hundreds of dollars. However, with a plumbing warranty, most of these costs are covered by the warranty provider.

Our Top 3 Picks in This Month:

First American Home Warranty

For further coverage, First American Home Warranty offers two plans and eight optional add-ons. For an extra $9 per month, this supplier offers the First Class Upgrade, which adds significant value to each plan.

  • Basic Plan: Garbage disposals, dishwashers, oven ranges, cooktops, microwaves, trash compactors, refrigerators, clothes washers, and dryers are among the nine appliances included.
  • Premier Plan: Plumbing, water heaters, heating, ductwork, electrical, garage door openers, and central vacuum systems are all included in this plan, plus what was included in Basic Plan.

Liberty Home Guard

Liberty Home Guard offers add-ons with comprehensive coverage and up to 28 extra coverage options. In addition, the organization offers quick assistance within 24 hours of submitting a claim. Moreover, Liberty Home Guard’s three plans cover a wide range of systems and equipment, including air conditioning, heating, plumbing, electrical, washers, dryers, and refrigerators.

  • Appliance Guard: Covers laundry washers, dryers, refrigerators, built-in microwaves, dishwashers, garbage disposals, and exhaust fans, among other home appliances.
  • Systems Guard: Includes A/C, heating, ductwork, plumbing, electricity, and water heaters.
  • Total Home Guard: All systems and appliances from the previous two options are included, for a total of 15 items.

American Home Shield

In American Home Shield company you will be able to pick between three complete plans “Shield Platinum,” “Shield Gold,” and “Shield Silver.

  • Shield Platinum: the plan, which will cover almost all necessary equipment in your basement. Air conditioning, roof leaks, and plumbing are just a few among the 23 systems and appliances that Shield Platinum offers. Rekey services are also included, as well as one free pre-season HVAC tune-up and air filter reduction.
  • Shield Gold: most requested a home coverage plan. The Shield Gold plan also covers all 23 most-used systems and appliances. However, it has a limit for coverage up to $3,000 on any chosen appliances and doesn’t include an HVAC tune-up.
  • Shield Silver: this home coverage plan will cover 14 necessary home systems, for example as heating, cooling, electricity, and so on. Unlike Shield Platinum and Shield Gold plans, Shield Silver doesn’t have a coverage limit on most of the HVAC units, and it has fewer exclusions on water heaters.

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