Home warranty Categories and Coverage

Electric System and Home Warranty

Wiring, exhaust fans, ceiling fans, switches, and circuit breakers are important parts of your home’s electrical system. However, replacing or repairing each of them regularly can be very costly for the homeowner. As such, most homeowners opt for home warranties to cover the maintenance costs of these electrical components. Still, many homeowners are unaware of the exact electrical issues covered by their home warranty. 

Here are a few main issues that are related to your electrical systems, which are covered by the electrical warranty:

  • A dead battery or issues with the battery are common in your home environment. For example, if you own a car, it is common for the battery to get damaged due to regular wear and tear. In such a case, you require immediate car battery replacement, or the car may stop during the drive. Extended warranty companies can cover this replacement for a limited period.
  • Another major issue with your car’s engine is with the alternator. The alternator is important to start your car. With a damaged alternator, the battery power can not be directed properly to the mother components of your car system.
  • Solenoid Issues and Blown Electrical fuses are other issues as well. They can hinder the car’s performance of stop it from turning on completely. It can also lead to the car stopping mid-drive.
  • Spart Plug issues arise when the spark plug is blown off due to regular use. In such cases, hire a company that can provide speedy roadside assistance. Otherwise, you are likely to spend a long-time waiting for some car to pass by and help you.
  • Some cars have a navigation system issue. In simple words, its GPS is not working properly, so you don’t know where you are at any given point. Such navigation issues can create a lot of problems on long journeys. Extended electrical warranties can cover these issues as well.

Our Top 3 Picks in This Month:

First American Home Warranty

For further coverage, First American Home Warranty offers two plans and eight optional add-ons. For an extra $9 per month, this supplier offers the First Class Upgrade, which adds significant value to each plan.

  • Basic Plan: Garbage disposals, dishwashers, oven ranges, cooktops, microwaves, trash compactors, refrigerators, clothes washers, and dryers are among the nine appliances included.
  • Premier Plan: Plumbing, water heaters, heating, ductwork, electrical, garage door openers, and central vacuum systems are all included in this plan, plus what was included in Basic Plan.

Choice Home Warranty

Customers appreciate this company’s optional coverage, which includes limited roof leaks, septic tank pumping, septic system, pool/spa, and other services. Contracts are also renewed, and objects are covered regardless of their age. They also offer clear, transparent contracts as well as exceptional customer service.

  • Basic Plan: Ductwork, heating, electricity, plumbing, dishwashers, ovens, cooktops, and built-in microwaves are among the 14 systems and appliances covered.
  • Total Plan: All of the necessary goods in the Basic Plan are covered, as well as laundry washers, dryers, freezers, and air conditioning.

Liberty Home Guard

Liberty Home Guard offers add-ons with comprehensive coverage and up to 28 extra coverage options. In addition, the organization offers quick assistance within 24 hours of submitting a claim. Moreover, Liberty Home Guard’s three plans cover a wide range of systems and equipment, including air conditioning, heating, plumbing, electrical, washers, dryers, and refrigerators.

  • Appliance Guard: Covers laundry washers, dryers, refrigerators, built-in microwaves, dishwashers, garbage disposals, and exhaust fans, among other home appliances.
  • Systems Guard: Includes A/C, heating, ductwork, plumbing, electricity, and water heaters.
  • Total Home Guard: All systems and appliances from the previous two options are included, for a total of 15 items.

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