Top10US Best Home Warranty Companies

Thousands of homeowners and tenants have a home warranty in Missouri. The relief that a home warranty provides in the case of replacement or repair is unwavering in its benefits.

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Home Warranty

Home warranties are comparable to insurance policies or service contracts that cover the products and structural components of a residential building. This type of coverage is different from home insurance, which pays for damage and loss caused by natural disasters.

Home warranties cover equipment packages such as kitchen appliances, additional equipment like water heaters, HVAC units, sewers and gas pipes, plumbing and electrical systems, up to swimming pools and spas. Other forms of home warranty take care of home systems.

Home warranties are extremely popular and are considered to be as important as home insurance. They can both save the average home up to $1,500 in home repairs annually and provide the comfort of coverage for systems and appliance if any disasters happen.

Home Warranty in Missouri

Missouri, located in the mid-western region of the United States, is a great place to live. It is said that the state of Missouri has something for everyone from culture to big cities, nature, great food, sports, adventure, beautiful locals, and much more. 

Missouri in general has a humid continental type climate with hot and humid summers and cool to cold winters. Being located in the interior of the United States, Missouri often experiences extreme climatic conditions. The temperatures can go as high as 48 degrees Celsius and drop as low as -40 degrees Celsius. It has also quite often been receiving tornadoes and severe thunderstorms. 

If you own a house in Missouri, you should seriously think of getting a home warranty. All of us need to protect the valuable appliances and systems of our homes. It is with a home warranty; you will be able to safeguard your expensive appliances and home systems from regular damages and save money on their repair and replacements. 

Why You Should Have a Home Warranty in Missouri?

Although it is always a great feeling living in a state like Missouri with great locales and people around, looking at the adversities of the weather of the place and the kind of lifestyle we live in today, it is highly recommended to go for a home warranty.

The purpose of a home warranty is to protect your expensive gadgets (appliances like TV, refrigerator, washing machine, etc.) and home systems that may break down due to extreme weather conditions or normal wear and tear. Unlike home insurance that pays for damages that are caused by any unexpected events like a fire or storm, a home warranty guarantees complete peace of mind from the repair and replacement (if need be) of your home appliances and systems. You do not have to bear the heavy costs and the tension of it. 

So, instead of paying hugely for unexpected repair and replacements on your home appliances and systems, investing a small amount in the home warranty is always better. Let’s look at some of the best home warranty companies and their services in Missouri.

The Best Home Warranty Companies in Missouri

American Home Shield 

American Home Shield is one of the best home warranty companies in the whole of America. They are the first company to start the home warranty industry way back in 1971. Now, with more than 50 years in the services of a home warranty, American Home Shield is one company that you can trust with your eyes closed. 

Pros

Cons

  • Most experienced option in the home warranty industry.
  • The basic plan does not cover major appliances like air conditioners, well pumps, and secondary refrigeration.
  • Flexible service fees and customizable plans. 
  • Have to call the company for detailed quotes.  
  • Extends coverage even on old, not properly installed, and maintained appliances and systems. 
  • Costs are a bit on the higher side. 
  • Accredited company with star ratings.  
 
  • 24×7 emergency services. 
 
  • Multiple plan choices.
 

 

Select Home Warranty 

The company’s professional approach to customer queries and complaints has earned them a good reputation in the Indiana market. They are ranked amongst the top 10 Home Warranty Companies in America. 

Pros

Cons

  • $150 off + 2 months free subscription.
  • Too many plans make it a bit confusing for customers.
  • Wide selection of plans.
  • Separate charges for regular items like air conditioners, refrigerators, and heaters
  • Free Roof Leak coverage with every plan.
  • Costs of additional services are high.
  • Professional approach.
 
  • Free cancellation with the first 30 days.
 
  • Zero transfer fee. 
 

 

First American Home Warranty 

The First American Home Warranty is yet another top-rated home warranty company providing its services to the people of Missouri. With more than 35 years of experience in the home warranty sector, pride their experience and strength. 

Pros

Cons

  • Highly experienced in the field.
  • Limited plan options – standard and premier.
  • Risk-free, 30 days money-back guarantee.
  • No coverage cap on cooling, heating, and ductwork.
  • Free Roof Leak coverage with every plan.
  • Costs of additional services are high.
  • Professional approach.
  • The basic plan only covers appliances and no systems. 
  • Offers replacement of appliances and systems that are highly damaged.