Service Plus vs. First American Home Warranty

A house warranty, often known as a home buyer’s warranty, is an annual service contract that protects you from the higher costs of repairing or replacing major appliances and systems in your home that break down due to regular wear and tear.

If you’re considering purchasing a house warranty, consider the following two companies: First American Home Warranty and Service Plus.

With its two basic plan options, ServicePlus Home Warranty has been in business since 2016, creating a customer base of delighted homeowners. Customers can customize their plans for a low monthly fee, with many add-ons costing less than $3 per month.

While First American will protect you from any serious appliance problems and where you would normally pay with a variety of add-ons and coverages.

Company Service PlusFirst American Home Warranty
Not available in Washington, New York, Nevada, CaliforniaAlaska, Noth Dakota, Minnesota, Wisconsin, Illinois, Louisiana, Delaware, New York, Connecticut, Rhode Island, Massachusets, Vermont, New Hampshire, Maine

Service Plus vs. First American Home Warranty Сoverage

Service Plus Coverage and Plans

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Service Plus Home Warranty does not cover all systems and appliances. And even within the items covered by your plan, there are limitations. This is a standard practice among home warranty companies, but it’s worth mentioning.

For an extra cost, Service Plus will cover a lengthy list of optional features. Limited roof leak coverage, HVAC units, water heaters, garage door openers, pools/spas, central vacuums, water softeners, permanently installed sump pumps, well pumps, septic systems, and pumping are all examples of these.

However, below you can see The Gold Plan and the Platinum Plan. Which are the two home warranty plans offered by Service Plus Home Warranty.

Gold Plan: This plan covers main home systems and several appliances, but not the refrigerator, washer, or dryer in the kitchen.

Platinum Plan: This plan includes everything in the Gold plan, as well as appliances such as your refrigerator, washer, and dryer, as well as systems such as your heating and air conditioning.

First American Home Warranty Coverage and Plans

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For further coverage, First American Home Warranty offers two plans and eight optional add-ons. For an extra $9 per month, this supplier offers the First Class Upgrade, which adds significant value to each plan.

Basic Plan: Garbage disposals, dishwashers, oven ranges, cooktops, microwaves, trash compactors, refrigerators, clothes washers, and dryers are among the nine appliances included.

Premier Plan: Plumbing, water heaters, heating, ductwork, electrical, garage door openers, and central vacuum systems are all included in this plan, plus what was included in Basic Plan.

Company Service PlusFirst American Home Warranty
Plans2 Plans: Gold and Platinum2 Plans: Basic and Premier

Service Plus vs. First American Home Warranty Сost

According to the quotations obtained, First American Home Warranty regular plans vary from $37–$50 per month, with a $75 service call cost each visit. While Service Plus offers two plans ranging from $42–$48 per month, with a $75 service call fee.

Also, one benefit of First American is that it charges a fixed service cost of $85 each time a trade technician is dispatched. The service costs charged by some competitors might range from $60 to $150.

Company Service PlusFirst American Home Warranty
Cost per month$42–$48 per month, with a $75 service fee$37–$50 per month, with an $85 service fee

Service Plus vs. First American Home Warranty Reviews

If you take a look through the Better Business Bureau, you will find that First American Home Warranty company has a B rating with more than 2000 positive reviews. While customer feedback on Service Plus is mixed, and the company is not certified by the Better Business Bureau. However, by searching the net, you will be able to find a lot of good reviews on both of the companies.

Company Service PlusFirst American Home Warranty
BBB accreditationnoyes


If you are looking for a trusted company, rated by the Better Business Bureau, don’t hesitate to choose First American Home Warranty. However, if you need an inexpensive service to cover all necessary goods in your house, Service Plus will be the right choice.

Both of the companies have a wide range of offered services in their plans. Also, both of them are trusted by millions of US citizens.

Customers looking for a home warranty provider with affordable monthly fees and a comprehensive number of add-on choices might consider Service Plus Home Warranty. The firm offers a claims hotline that is available 24 hours a day, seven days a week, making it a fantastic choice for emergency service.

While First American Home Warranty may not have as many add-on options as Service Plus, it is still a reasonable option for many homeowners.

Therefore, don’t forget that spending a few minutes online researching the company that offers the warranty you’re considering could save you a lot of money and time.

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