How Long Does a Home Warranty Last: Time Frames and Deadlines

Nina Smith

Nina Smith

Nina is a writer with more than 5 years of experience. She is experienced in such topics as home warranty and home maintenance. She enjoys giving a piece of helpful advice, so don't hesitate to ask her in the comments.

Before purchasing a home warranty, knowing how long it will last and when to renew your warranty is crucial to saving money and transition smoothly between services. However, finding the relevant information online may be difficult for many homeowners. Thus, this article will cover the tenure and deadlines of home warranty in detail

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How long does a home warranty last?

Before deciding on the home warranty you will purchase, it is crucial to note the tenure it offers. Otherwise, you may consider buying something but getting a completely different warranty in return. The best way to understand the tenures is by considering different types of home warranty plans offered by different companies:

  • American Home Shield’s home warranty starts coverage after 30 days, and you can not cancel the warranty after this point. The free reservation is also offered for 30 days only. The premium may vary, averaging between 420 to 900 USD. Similarly, the deductible paid is between 75-125 USD as well. The current limits on the warranty are between 1000 to 3000 USD.
  • The coverage and cancellation times are the same for Select Home Warranty. However, the premium ranges between 580 to 756 USD, with a lower deductible of 60 USD. The limits are lower, ranging between 500 to 2000 USD.
  • Other firms like Liberty Home Guard and First American Home Warranty offer different warranty durations as well.

In most home warranty contracts, the following details are present:

  • The coverage becomes effective after 30 days, which s the maximum time to cancel with a refund and automatic renewal.
  • Below 80 percent of the companies offer emergency services and 24-hour services.
  • You can submit a claim in up to a 1-day maximum, while the repair time frame is two days.
  • The free reservice period for labor is 30 days, while it averages at 60 days for parts.

Does a home warranty have no waiting period?

Different home warranties have different waiting periods before the coverage begins. Only a select few companies offer coverage periods beginning one day after the purchase. Most tend to have coverage periods beginning 30 days after the purchase. Service call fees and repair costs are likely higher than their counterparts for companies with no waiting period. Otherwise, the home warranty provider has a greater risk of losing more money than they make.

American Home Sheild


How much time is available to cancel or renew a home warranty?

Most companies offer 30 days to cancel with a refund or renew your warranty. The cancellation policy is very important because you may not receive a refund if you exceed the allowed cancellation period. The cancellation period offers you the chance to rethink if the service suits your needs. In case you are dissatisfied with the purchase, you may get a refund through the refund policy. In most cases, homeowners prefer not to cancel their warranties for the first year.

Emergency home warranty without a waiting period

Around 79 percent of the home warranty providers allow emergency services. Usually, such services are opted by people who have already experienced an appliance or system breakdown and required the home warranty to cover it. Call your contractor to reach you in such cases. Home warranty providers also offer 24/7 customer support to avail of emergency home warranty services. In most cases, you can get an emergency service within 48 hours.

Maximum time to submit a home warranty claim

Different home warranty providers offer different times to submit a home warranty claim post appliance breakdown. However, most firms offer one day to submit the claim. Thus, in case of a breakdown, be quick to submit the claim, or you may not get a chance to avail the coverage for the broken appliance.

Liberty Home Guard

Simplifying Home Ownership. Protect your home’s most valuable systems and appliances. Starting at $1/day.

Average repair time

Most companies offer as low as a two-day average repair time. However, in some cases, repair times may be as high as 30 days, depending on the home warranty package you have opted for. However, such companies offer cheaper premiums and service fees if a longer time is taken to make the repairs. Repair timeline can vary significantly on holidays. You may experience longer service times in the holiday period.

Till when can you renew your home warranty?

Most companies offer 30 days reservice period. However, some firms may offer reservice periods as long as a full year to gain back old customers. Select the company based on your personal preference regarding the renewal period you require. Also, you need to cancel the automatic renewal within 30 days in most cases.


First American Home Warranty

First American Home Warranty has the customized plans for everyone!


Knowing your home warranty well before making the purchase helps to ensure that you get what you wanted. It also helps you with the management of the warranty and ensures that you never miss crucial deadlines. Let us know in the comments section if this article helped you make your home warranty selection.

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