It is a common practice for people to rent out their spare properties. It is also common that landlords will always remain stressed over the protection of their homes, systems, and appliances. Additionally, unexpected repair and replacement costs may arise to correct any damage from renters. Another concern for landlords is whether home warranty for rented homes covers damage that renters leave behind. In some cases, landlords may be wary of buying a home warranty. Here, we will cover the reasons why a home warranty is good for rented homes. The article will discuss the following topics in this order:

Home Warranty Plans For Landlords?

Home Warranty plans for landlords provide provisions to protect a rented property. Landlords have the option to cancel home warranty for rented properties at any time. These policies are comprehensive and cover all types of home properties ranging from houses with single families to multi-family complexes. Generally, the price and coverage vary depending on the size and location of the property. Furthermore, maximum limits apply to the damage from renters covered by a home warranty.

What Does A Home Warranty for Rented Homes Cover?

Usually, a home warranty for rented homes covers a variety of home appliances. For example, multiple kitchen appliances like refrigerators, microwave ovens, dishwashers, trash compactors, and built-in food centers are usually covered by a home warranty for rented homes. Additionally, the landlord can also become stress-free about the coverage of different systems installed in their rented homes. The warranty covers damage from renters done to heating and air conditioning and electrical systems. Furthermore, certain home warranties also cover garbage disposal, plumbing, and exhaust systems. Another benefit of home warranties for a rented home is that the landlord does not need to pay for system devices repairs. If the doorbells. Smoke detectors, central vacuums, and water heaters receive damage from renters; your home warranty will cover the repair cost. Additionally, landlords can request the home warranty policy also to cover the septic tank, spa equipment, and sump pump for an additional cost.

How much coverage is provided?

A home warranty is good for rented homes because it covers significant proportions of repair costs. The exact amount covered is calculated by considering a range of factors. Landlords of older properties rented out may need to pay higher monthly costs than owners of new properties. Also, home warranty for rented homes covers damage from renters to appliances based on the appliance’s initial conditions. Professionals determine these conditions when assessing the property before finalizing a deal with landlords. Landlords are given the option to pay at any periodic interval they see fit.

What to consider when buying a home warranty for rented homes?

Landlords must consider a range of factors when purchasing a home warranty for rented properties. It is important to consult the sales professional over what the warranty includes and excludes. Specifically, inclusions and exclusions related to damage from renters are important to consider before buying the warranty. Furthermore, landlords should only buy a home warranty if the warranty provider has skilled technicians who are readily available for repairs. Rented properties may require urgent repairs and replacements. A home warranty is good for rented homes if it ensures providing these repairs quickly. Finally, the terms and conditions of the warranty need a good read. Landlords must compare the feedbacks of customers before finalizing the warranty they purchase.

What Is the Process of Claiming In Home warranty for rented homes?

The process is similar to home warranties offered to homeowners using their properties. Once an appliance or system breaks down, the landlord must file a claim with the provider. A professional will verify if the type of damage is sustained and covered by the home warranty. The team assigns a licensed local technician near your property to fix the issue after verification. The landlord fixes a meeting time with the technician.

In some cases, the tenant may be the one dealing with the technician instead. The repairman inspects the issue and informs the warranty provider about the damage from renters to the appliance. The warranty provider determines if their warranty covers the repair and replacement costs. Warranty providers approve covered costs. Otherwise, the technician purchases the required replacement part. The landlord receives the replacement of the same quality as the original device.

In some cases, the fee may be levied upon the tenant instead. Additionally, some home warranty providers generally do not provide a warranty for rented homes does not cover pre-existing faults in the rented home. The home warranty is good for rented homes if the claim is made within the defined period after the damage. Late claims may not be catered.


A home warranty is good for rented homes because it reduces the stress of the landlord. Instead of worrying about renters’ damage to your property, you can relax and enjoy the extra income earned through rent. A home warranty covers any damage from renters for you. You can charge the renter the deductible also and this makes it something that you should definitely consider.

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